Last updated: September 15, 2026
Information you enter into calculators
The calculators on this site run in your browser. Debt Payoff Calculators does not require an account, and we do not intentionally collect, store, or save the financial numbers you type into the calculator fields, such as balances, interest rates, income, or monthly payments. Calculator results are generated client-side for educational estimation purposes.
Information collected automatically
Like many websites, this site may collect basic technical information automatically. This can include browser type, device type, pages visited, approximate location based on IP address, referring pages, and general usage activity. This information may be collected through server logs, cookies, analytics tools, or advertising services.
Cookies
Cookies are small files stored on your device that help websites and third-party services remember preferences, measure traffic, and serve ads. You can disable cookies in your browser settings, but some website features or third-party services may not work as expected.
Google Analytics and similar analytics
This site may use Google Analytics or similar analytics tools to understand how visitors use the website. Analytics services may use cookies or similar technologies to collect usage data and generate reports. This helps us improve page content, navigation, and calculator usefulness.
Google AdSense and advertising cookies
This site may display advertisements through Google AdSense or other advertising partners. Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to this website or other websites. Google's use of advertising cookies enables Google and its partners to serve ads to users based on visits to this site and/or other sites on the internet.
Users may opt out of personalized advertising by visiting Google's Ads Settings. Alternatively, users may opt out of some third-party vendors' use of cookies for personalized advertising by visiting www.aboutads.info/choices. Third-party ad networks may use their own cookies, pixels, or similar technologies according to their own privacy policies.
Advertising partners may collect or receive information from your browser through cookies, pixels, tags, or similar technologies to provide ad measurement, fraud prevention, frequency capping, and ad personalization where permitted by law and user settings.
Affiliate and partner links
This site may include affiliate or partner links in the future. If we add those links, we may earn a commission when a visitor clicks or purchases through a qualifying link. Any such relationship should be disclosed near the relevant content. Affiliate relationships do not change calculator formulas or educational estimates.
Third-party links
This website may link to third-party websites, including calculators, resources, policies, or informational pages outside our control. We are not responsible for the privacy practices, content, or security of external websites. Review their policies before submitting information to them.
How information may be used
Automatically collected information may be used to operate the website, understand traffic, improve content, prevent abuse, measure ad performance, and comply with legal or technical requirements. We do not sell calculator inputs because we do not intentionally store those inputs.
Your choices and rights
You can control cookies through your browser settings. Depending on your location, you may have rights to access, delete, correct, or restrict certain personal information. Because this site does not require user accounts, the information available to identify or retrieve may be limited.
Children's privacy
This site is intended for general audiences and is not directed to children under 13. We do not knowingly collect personal information from children.
Changes to this policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated date.
Contact
If you have questions about this Privacy Policy, contact us at [email protected].